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Fewer incomplete files
Digital intake helps applicants submit the right information and supporting documents upfront.
Credit App Express
Process credit applications five times faster.
Replace PDFs, inbox follow-ups, and manual reference chasing with a secure digital portal that collects applications, tracks bank and trade references, attaches credit reports, checks suspicious domains, and keeps every application organized for faster review.
5xfaster application processing
1portal for applications and documents
24/7cloud access for your team
A structured recovery process
From application request to decision-ready file.
Credit App Express gives your team one place to collect applications, verify references, review risk signals, and keep the full approval record organized.
Capture complete applications digitally.
Move away from static PDFs and inbox-heavy intake. Applicants complete and submit credit applications digitally, upload supporting documents, and give your team a cleaner file from the start.
Make reference follow-up easier to manage.
Bank and trade reference requests are sent and tracked automatically, with responses updating inside the portal as references respond.
Review credit reports and suspicious-domain checks in context.
Credit report integrations populate key details and attach reports to the digital application, while domain checks help flag suspicious applicant, contact, or reference information.
Move faster with a documented approval record.
Your team can review the same organized file, track communication and activity, and keep every approval step documented in a secure cloud workspace.
Less manual work. Better credit files.
Stop rebuilding the same credit file by hand.
Credit applications often stall because information is scattered across email, attachments, spreadsheets, and follow-up notes. Credit App Express centralizes the process so your team can spend less time chasing documents and more time making informed credit decisions.
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Less reference chasing
Bank and trade reference requests are tracked as part of the workflow instead of buried in email.
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Faster internal review
Application details, reports, documents, and activity are organized for quicker review.
Digital intake
Give applicants a modern credit application experience.
Customers can complete and submit credit applications digitally, while your team collects the supporting documents needed to review the account without relying on static forms and scattered attachments.
Reference automation
Make bank and trade reference follow-up easier to manage.
Credit App Express automates reference requests and updates your portal as responses come in, helping your team reduce manual follow-up and see what still needs attention.
Risk signals
Review credit reports and domain checks together.
Integrated credit reporting can populate key details and attach the credit report to the application, while domain checks help identify suspicious websites, contacts, or references before they slow down the decision process.
Best fit: credit teams that want faster decisions without losing verification, documentation, or internal control.
Operational control
Turn credit approvals into a cleaner operating system.
Credit App Express helps your team standardize how applications are collected, verified, reviewed, and stored, so credit decisions move faster without losing documentation or control.
Talk With UsReplace a manual credit-app process with a structured workflow.
The real upgrade is not just a digital form. It is a cleaner operating layer for collecting, verifying, reviewing, and documenting credit applications before terms are extended.
Manual process
- PDF applications and supporting documents scattered across inboxes.
- Bank and trade references chased manually by staff.
- Credit reports stored separately from the application record.
- Limited visibility into missing items, communication, and review status.
Credit App Express
- Digital applications and documents collected through one portal.
- Reference requests automated and updated as responses arrive.
- Credit reports attached directly to the digital application.
- Communication, activity, and approvals documented in the cloud.
Pricing
Affordable pricing that scales with your growth.
Select the plan that best fits your need. All plans come with a custom digital credit application, our industry-leading application management portal, integrated trade and bank reference emails, and tax-exempt certificate tracking.
Monthly
Annual
Essentials
$30/ month
$288/ year
What's included?
- Up to 10 credit applications per month
- 1 user
- $2 per application over monthly limit
- Upgrade at any time
Standard
$50/ month
$480/ year
What's included?
- Up to 20 credit applications per month
- 2 users
- Custom links for sales team
- $2 per application over monthly limit
- Upgrade at any time
Premium
$75/ month
$720/ year
What's included?
- Up to 40 credit applications per month
- 4 users
- Custom links for sales team
- Priority support
- $1 per application over monthly limit
Save 20% with annual plans. Upgrade your plan at any time.
Build a stronger credit process.
Support better credit decisions with practical guidance before the account becomes an AR problem.
How to Extend Credit
Improve upfront credit decisions before customer balances become collection problems.
DownloadCredit and Collection Handbook
Build a stronger internal process for managing customer credit and reducing bad debt risk.
DownloadGuide to Collection Letters
Use professional timing principles and documentation discipline when follow-up becomes necessary.
DownloadHow it works
Launch a cleaner credit application process in three steps.
Standardize the path from customer request to reviewed, verified, documented credit decision.
1
Configure your workflow
Set up the digital application flow, required documents, reference collection, and internal review process.
2
Collect and verify digitally
Applicants submit information through the portal while references, credit reports, and risk checks are organized around the file.
3
Review, decide, and store
Your team reviews a decision-ready package with the documentation needed for faster, cleaner approvals.
Credit App Express FAQ
Credit App Express is a powerful tool with a lot of unique features, so we're sure you want to know more. Get answers to the most common questions below.
We protect your data with industry best practices. Data is encrypted at rest with RDS AES-256 encryption and in transit. Credit App Express is hosted on Amazon Web Services, which is itself compliant with certifications such as SOC 2, CSA, ISO 27001 and more. Other protection features include vulnerability testing, point-in-time recovery, and user-defined privacy.
Account set up was designed to be quick, easy, and intuitive. With the self-guided set up option, you can be sending out custom digital applications in as little as 20 minutes. To enhance the set up experience, we recommend watching our Getting Started video at creditappexpress.com/help/getting-started.
You may send digital applications from your Credit App Express portal. Using this method allows you to keep track of application requests and receipt. Application links may also be posted on your website or given to your sales team so they may send to applicants. No matter how your applicant receives your digital application, you will be notified once an application is submitted and be able to review it in your Credit App Express portal.
Credit App Express will email digital reference request links to trade and bank references. Answers will be encrypted and securely uploaded to your Credit App Express portal. Color-coded status updates let you know when reference information is received. You control whether trade requests are sent automatically when an application is submitted or after your initial review. To increase response rates, we offer multiple ways to access the reference form and also include a digital authorization from the applicant for bank references.
For plans that support multiple users, one user is designated as the initial reviewer and will be notified as applications are received. As that user shares the application with other users, they are notified so they can log into their portal queue and provide input. All communication and activity are tracked in the note section of each application. Approval amount authorization can be set up if that is part of your approval process. You may also have other coworkers, such as a salesperson, that you want to keep in the loop. These coworkers can be added to a notification list that you can select from when you approve or deny an application. Notification lists are included in single-user plans.
As part of the application setup, you can include any additional documents you need the applicant to complete. The applicant can download, complete, and upload those documents to the digital application. You may also request that the applicant upload other documents, such as tax-exempt certificates and financials. Your team can also attach documents to the digital application, such as a credit report. With all supporting documents stored in the cloud and accessible to your team from anywhere, reviewing applications becomes faster and more organized.
Yes. Changes are quick and easy. Most changes can be made in seconds and, worst case, minutes.
Our standard and premium plans allow you to generate unique links to your credit application for each salesperson. Applications submitted using these links will include that salesperson's name when you open the application for review. The salesperson will also be notified by email when the application is submitted.
Yes, you can create different application versions if you need a cash account application or a different version for a certain product or service offering. There is an additional fee of $20/month for this feature.
You can track all your tax-exempt certificates in the home portal. Certificates can be tracked for both customers onboarded through Credit App Express and those who were not. Automated reminders are sent to customers to upload an updated certificate when the current certificate is near expiration.
Stop Past-Due Accounts from Costing You
The most effective path forward now is in checking before you extend and in collecting what you're owed!